Country or City—Which is the More Frugal Choice?

City?

It costs money to live no matter what, but there are differences in the expenses you will face based on whether you are a country dweller or a city dweller. There are several major needs that will be affected by your choice. Most cost of living indexes claim that the cost of living is higher in urban areas, but this may not be entirely true. These measures always assume that you own a private car that must be parked. But, if you live in a city worthy of the name, you can get around on public transportation or by walking, eliminating the entire automobile expense in the process. You may need to purchase a muni or bus pass to get around, but the cost of a pass pales in comparison to the cost of owning a private car. In the country it is very hard to live without a car, though it can be done.

When it comes to housing, the rural dweller may be ahead of the game. If we leave the higher end of the real estate market out of the mix, and concentrate on share rentals, it is the state and region that influence housing costs the most. That being said, rural areas have a slight edge on really affordable share rentals.

Food is the next great expense. The normal measures of cost of living assume that the urban dweller will avail

Or Country?

themselves of the great variety of restaurants in their city. But, if you are a frugalista most of your meals will be cooked at home from foods obtained at the best price possible. A few years ago, I would have said that even cooking is more expensive in the city, but that has changed in the face of farmer’s markets and community gardens, which are ubiquitous now in big cities. That being said, the country is still the place to cut the expense of food to the bone if you have the skill and the will. Even urban chickens don’t quite even it out.

Clothes don’t actually cost more in the city, but your requirements for more expensive garb will increase in the competitive social and professional atmosphere of the city. Like it or not, humans are visually oriented creatures, and clothing is social shorthand. In the country, after you get some serviceable boots and sunglasses to protect your eyes you are home free.

Those are the three expenses most sensitive to geography. It depends, like most things, on what kind of a life you want to live. If you are willing to endure the inconvenience and loneliness of life on a farm without a car, and you maximize your savings by growing produce and keeping livestock, you can live in the most frugal way possible. But if that is not for you, you can still make it work. Just cultivate friends that belief in voluntary simplicity, keep those urban chickens, and if you must drive get a Zip car, which is a short term rental based on membership.

There is only one bad choice for frugality, and that is the sprawling suburb, the worst of both worlds.

Here are some links to help:

http://www.zipcar.com/

http://urbanchickens.org/

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One Response

  1. OMG I needed to read this. Food waste is the hardest thing for me to be frugal about. Between eating out spontaneously and throwing away good fruit because I kept it in the fridge too long, I wast too much money on this sh*t.

    http://1ldroppout.wordpress.com

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